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Reinventing How Small to Midsize Employers Self-Fund Through Group Purchasing

Meet Virtue Health, a private group stop-loss purchasing consortium that allows employers to share risk, lower volatility, and improve benefits – with ease.

The #1 Private Group Purchasing Health Insurance Pool for Small and Midsize Businesses

Virtue Health Employers typically spend 40% less on healthcare than the national average.

100+

20,000+

Employers

Members

100+

Employers

20,000+

Members

Feel The Power Of

Group Purchasing

Virtue uses a pooled risk model to reduce cost fluctuations and lower premiums. Unlike public options, Virtue Health is private and selective, ensuring all members are committed to controlling costs. Additionally, employers can join or renew the program at any time.

Feel The Power Of

Group Purchasing

A healthcare group purchasing consortium is a private health insurance pool with like-minded employers that participate together to control and reduce the cost of their medical spending.

Group Purchasing

Deliver the Benefits Experience You Want

A healthcare group purchasing consortium is a private health insurance pool with like-minded employers that participate together to control and reduce the cost of their medical spending.

Reinventing Self-Funding

Meet Virtue Health

Unlike “Public” group purchasing programs, Virtual Health sets Risk Management Requirements (RMSs) to participate in the program. We have created an easy three-step framework to lower costs.

Benefits of the Consortium

The Virtue Health Consortium provides small & middle-market employers a predictable long-term risk financing strategy for stop-loss insurance.

Features and Perks

Benefits of the Consortium

The Virtue Health Consortium provides small & middle-market employers a predictable long-term risk financing strategy for stop-loss insurance.

Long Term Stability
  • No New Lasers, w Rate Caps
  • Ave. SL Increase <6%
  • Pooled Renewals
  • A.I. Underwriting
Mandatory Cost Containment
  • Independent TPA’s Only
  • Fiduciary PBM’s Only
  • RX Overlay
  • Contract Language
Private Membership
  • No Misaligned Partners
  • Risk Management Requirements
  • Elite Advisers
Financial
  • Superior Loss Ratios
  • No Collateral 
  • No Cash Calls
  • Competitive Terms
  • A Rated Paper
Flexibility
  • Choice of TPA/PBM
  • Mulitple Network Options
  • Enter & Renew Any Month
Strength In Numbers
  • 20,000+ Members
  • 100+ Employers
  • 38 States

Virtue Can Empower You

Experience for Yourself

Our group purchasing consortium enables companies, whether they have 50 or 500+ employees, to provide an exceptional experience for their staff, while also delivering significant financial benefits to their business.

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