- PODCAST
2025 Self-Funded Claims Update: What You Need to Know Before Your January 1, 2026, Renewal
In this episode, John Sbrocco, Founder and CEO of Virtue Health, cuts through the industry jargon to give you a clear-eyed view of the current market. He breaks down the key factors driving medical inflation—from post-COVID utilization and provider consolidation to the staggering rise of catastrophic claims.
This is a must-listen playbook for any advisor looking to navigate tough renewal conversations and deliver sustainable results for their clients.
Listen to learn:
| The real story behind renewal increases and the key inflation drivers you need to explain to employers. | |
| Why a million-dollar claim is no longer a large claim and how orthopedic and specialty drug costs are impacting your bottom line. | |
| The critical flaw in most public pools and captives that leaves well-managed groups subsidizing the risk of others. | |
Actionable cost-containment strategies that focus on the 4% of members driving nearly 50% of the spend. |
Show Sponsor:
Virtue Health introduces a new, full-stack healthcare solution integrated with their flagship product the “Virtue Health Consortium” for advisers managing small to midsize employers. Arrange a one-on-one session with the host of the Heads Up Adviser podcast, John Sbrocco to learn if you’re qualified to join.
CLICK HERE to choose the date and time for your meeting.
Learn More About Virtue Health:
FREE RESOURCE From Virtue Health
Discover How Brokers are Winning 10+ Accounts a Year from This New Sales Strategy
While every other health broker commoditizes themselves by selling the same short-term band-aid to a long-term problem, you will learn how to communicate to business owners why structuring and designing their own health care plan can be a competitive advantage for the organization.
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