AMWINS: State of the Market 2026 Outlook
This year’s report highlights a tightening benefits and stop loss market shaped by rising medical cost trend, higher dollar claims, pharmacy pressure, specialty therapies, and more selective underwriting.
The report notes that carriers are applying 10% to 12% medical cost trend in formula renewals, $1M+ claims spiked 61% between 2021 and 2024 and stop loss premium has increased 250% since 2016.
Fill in the form and get key insights on:
| Medical Cost Trend and High Dollar Claims | |
| Pharmacy and Specialty Therapy Pressure | |
| Stop Loss Renewal and Risk Strategy |
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